ADIG Online Terms & Conditions

Terms and Conditions of Armidale Diocesan Investment Group (ADIG) Online access

1. Important issues the Online User(s) must be aware of when authorising access to ADIG Online.

1.1 The Online User/s authorise ADIG to allow access to each member number listed for each Online User. Access to ADIG Online may be terminated by any above authorities on the account by giving notice to ADIG in writing. This is subject to the number of signatories pertaining to the account.

1.2 The Online User(s) are to ensure ADIG has a current and accurate account operating authority.

1.3 The above Online User(s) authorise the Client Number and password used by the ATO(s), to be the authorised signatories on the nominated accounts through ADIG Online.

1.4 The Online User(s) to this account indemnify ADIG and take full responsibility for all value and non- value transactions through ADIG online that use their Online user(s)’ Client Number and Password.

1.5 ADIG may terminate or suspend access of any Online User(s) to ADIG Online for any reason.

1.6 The Online User(s) acknowledge and accept that ADIG cannot verify by way of signature comparison whether ADIG Online access was correct and accepts that the use of the correct Client Number and Password is the equivalent of a signature.

1.7 ADIG will endeavour to maintain ADIG Online to reflect the most up to date account information and the availability of the system. However, ADIG cannot be held responsible for any loss or liability, real or contingent, by lack of access availability or superseded account information.

1.8 ADIG will endeavour to ensure all transfer instructions are carried out in accordance with the Online User(s)’ instructions but cannot
be held responsible for any loss, real or contingent.

1.9 You agree that accounts nominated for access through ADIG Online will not receive account statements by mail. ADIG Online allows you to view and/or print transaction lists or account statements at any time and at any frequency of your choosing.

1.10 The use of ADIG Online is also subject to the terms and conditions of the individual account products.

1.11 These conditions will be available for viewing on the initial login screen on the ADIG Online website: www.adig.com.au Variations to these terms and conditions will be notified on this website. The use of ADIG Online after notification will constitute acceptance of the variation.

2. Security
2.1 Online users are issued with a unique Client Number and password only after the correct paperwork has been received. The first time an Online User logs into ADIG Online with a new or replacement password, issued by ADIG, they will be automatically prompted to change this password to one of their own devising within the set password parameters.

2.2 It is the responsibility of the Online User to ensure their own password remains secure and is not shared with others.

2.3 Online users are able to transfer funds within the nominated accounts/s and are also able to transfer funds to accounts at external financial institutions as per their account limits.

2.4 If a user suspects unauthorised access, the ADIG can disable access immediately upon receipt of notification.

2.5 Transfer of funds to external financial institutions will be processed once daily at 4:00pm on a banking day.

2.6 An inactive webpage will be automatically logged off by the system. A new internet session should be commenced if the host session is inactive for a longer period.

2.7 Access will be blocked if there are three (3) consecutive unsuccessful login attempts during a 24 hour period (from midnight daily). Immediate access may be restored by contacting ADIG. Proof of identity is required and no account will be unlocked for anyone other than the identified account signatory.

2.8 There is a record of all transactions on ADIG Online. All transactions processed through ADIG Online
are processed with normal “batch” transactions and will show on ADIG hard copy reports.

2.9 Credit external payments will be subject to a daily limit which must be authorised by the Primary Account Holder.

2.10 Debit external accounts will be subject to a transactional limit authorised by the Primary Account Holder and accounts must be pre- nominated.

3. Online User Security Precaution

3.1 Passwords must be kept secret and secure. It is the responsibility of each Online user to maintain the security of their password by not sharing it with others or recording it where it could become compromised.

3.2 Never leave a computer unattended while logged onto ADIG online.

3.3 It is recommended you do not use date of birth, telephone number, address, name or names of friends, relatives, pets or associates in a password.

3.4 Change password regularly, at least monthly is recommended.

3.5 Always log off ADIG Online when finished.

3.6 It is the responsibility of the Online Users to ensure the security of their ownelectronic device/s are current.